Is my money safe?
Safety isn't a single promise. It's several layers of protection working together.
Every dollar in the Fund sits behind five layers of protection. Each one on its own reduces risk; together they cover almost every scenario the Fund can plan for.
How the Fund keeps members' savings safe, from high-level strategy down to individual transactions.
The IPS defines how much risk the Fund may take in pursuit of returns — and rules out risks it will not take.
Savings are spread across asset classes, sectors, markets and currencies, so no single event can sink the whole Fund.
The IPS caps exposure to any single counterparty, any one sector and the Government, and rules some sectors out altogether.
Investments and loans face due diligence gates first. Borrowers must show they can repay.
Reviewed by the Investment and Credit Sub-Committee and the Board of Trustees, examined by external auditors, and supervised by the Central Bank of Solomon Islands.
